Owning a home is perhaps one of the many dreams that most individuals want to achieve, especially for those wanting to settle for good. However, there are many challenges in achieving such dream. Not being able to save for a down payment is one of the many reasons why most people are still renting houses. Coming up with a down payment amount is a very crucial factor in ones dream of having his or her own house. Now, here are some few simple ways, as also seen in blownmortgage, on how you may get your dream house sooner that you expected it to be.